SHEPHERD'S CENTER
of Webster-Kirkwood, Inc.
COMPARE
YOUR
OPTIONS
Objective
Defer a gift until after lifetime
Benefits
  • can change your mind at any time
  • flexibility to use the money if you need it
  • potential estate tax savings, if applicable
Bequest in a Will or Trust
Objective
Make a large gift with lower cost to yourself
Benefits
  • if designate Shepherd's Center as beneficiary, it is
    usually revocable, so you can change your mind
  • If irrevocable, you can't change your mind, but you
    will achieve income tax savings
Objective
Maximize your gift through tax avoidance
Benefits
  • Shepherd's Center pays no income tax on receipt of
    proceeds unlike heirs
  • reduce or eliminate estate taxes, if applicable
Objective
Receive lifetime fixed installment payments
Benefits
  • income tax savings
  • donor and/or another person receive fixed payments
    for a life with remainder benefiting the Shepherd's
    Center of Webster-Kirkwood, Inc
Charitable Gift Annuity
Life Insurance
Objective
Receive lifetime payments
Benefits
  • income tax savings
  • estate tax savings
  • donor and/or another person receive fixed payments
    for life with remainder benefiting the Shepherd's
    Center of Webster-Kirkwood, Inc.
Retirement Plans (IRA's, 401K, etc.
Charitable Remainder Trust
Charitable Lead Trust
Objective
Give a current gift
Benefits
  • income tax savings
  • capital gains tax savings
Objective
Create income stream for Shepherd's Center over a period
of time with residue to heirs
Benefits
  • reduce or eliminate federal gift and estate taxes
  • transfer substantial amount to heirs with little or no
    gift tax cost when trust is established
  • may be able to pass substantial assets to
    grandchildren and other remote descendants
    without pay generation skipping transfer tax
Appreciated stocks, mutual fund shares